Executive Summary

• Create a TreasuryDirect account
• Funding and transacting in your account
• Laddering your transactions
• Advice for your first transaction

If you have not yet read Part 1: Earn More On Your Cash Savings (With Less Risk) available free to all readers, please click here to read it first.

If you have cash savings in excess of $10,000 stored at a bank, it makes good sense in today's low-interest rate environment to consider opening a TreasuryDirect account in order to obtain a much higher return for equivalent better risk, as detailed in Part 1.

I, myself, have done this with my own personal cash savings. And I currently remain actively invested in T-Bills through TreasuryDirect. So I have first-hand experience from which to judge the program.

Here in Part 2, I'll walk you through the straightforward steps for creating a TreasuryDirect account (which is free), funding it, and then making transactions within it. 

Before I do though, let me make a few things absolutely clear. This is NOT personal financial advice. The investment choices I make are based on my own unique situation, financial goals and risk tolerance. And I may change these choices at any moment given new market developments. What's appropriate for me may not be for you, so DO NOT blindly duplicate what I share of my own personal investing plans in my writings on this website.

As always, we recommend working with a professional financial adviser to build an investment plan customized to your own needs and objectives. (If you do not have a financial advisor or do not feel comfortable with your current advisor's expertise in the market risks we discuss here at PeakProsperity.com, consider scheduling a free consultation with our endorsed advisor)

Suffice it to say, any investment ideas sparked by this report should be reviewed with your financial advisor before taking any action. Am I being excessively repetitive here in order to drive this point home? Good.

With that clarification, here's what you need to get started...

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